Commentary

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<p>&nbsp;&nbsp; Knowing that I am an American of Mexican descent, you ask me with a scowling and suspicious look seemingly saying – let’s see if this guy is a true American so you ask: “Are you against illegal immigration?” The question begins in a mid 70 decibel scale, rising to over 80 decibels.</p>
<p>&nbsp;&nbsp; I answer, “Yes.”</p>
<p>&nbsp;&nbsp; Your scowl nearly disappears and in a moderate and steady voice, you ask:&nbsp; “Do you want illegal immigration to stop?”</p>

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<p>&nbsp;&nbsp; In America, anybody who works for a living should be able to afford to retire.</p>
<p>&nbsp;&nbsp; That’s why shunting newly hired and/or existing civil servants into defined contribution or 401(k)-style plans to save taxpayers money, as a new report by the Kellogg School of Management and the Simon School of Business suggests doing, is a bad idea.</p>